Your broker for real estate insurance and professional indemnity
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Providing financial recompense if there is a reduction in a property interest is essential

Legal Indemnity Insurance protects the interested parties involved in a property transaction, development or funding by providing financial recompense across a variety of different legal areas. Most commonly we will focus on restrictive covenants, title defects and access problems. Typically cover is a one off premium that is in place in perpetuity.

Who should consider Legal Indemnity Insurance?

Legal Indemnity insurance provides protection for those involved in the real estate sector, such as:

  • Property and land owners
  • Property developers
  • Lessees
  • Mortgagees
  • Lenders
  • Housing associations
  • Local authorities


What does Legal Indemnity Insurance cover?

Property defects and issues covered by Legal Indemnity Insurance include:

  • Restrictive/Breach of covenant
  • Defects in title
  • Absence of easements (lack of rights)
  • Defects in leases
  • Lack of planning and building regulations approval
  • Missing beneficiary
  • Judicial review of a planning decision
  • Adverse possession (where the owner only has possessory title but does not have the necessary evidence to satisfy the land registry)
  • Flying freehold
  • Good leasehold title
  • Rights of light
  • Chancel repair

Legal Indemnity insurance provides financial recompense in the event that there is a reduction in the insured’s property interest and covers:

  • Legal and other expenses in defending a dispute
  • Out of court settlements costs
  • Loss in market value
  • Costs of works and fees to remedy a dispute
  • Costs of alterations, demolition and reinstatement
  • Additional costs of works
  • Costs and damages awarded


Get a quote

In the first instance you should speak to your legal representative, such as your lawyer or solicitor. We would be delighted to hear from them and our principle points of contact for Legal Indemnities are:

Tony Housden on 020 7292 6018  or [email protected]

Paul Stoner on 020 7292 6012 or [email protected]